Andrews Federal Credit Union. No annual fee, no foreign transaction fees. Works very well.

http://www.andrewsfcu.org/credit_cards_and_loans/credit_cards/globetrek_rewards.html

Search on here, I have several posts on it.

Credit Cards with pin and chip
Posted by: Robert2533 on Jan 4, 13 at 11:18pm
What other cards, issued by American based banks, have the pin and chip?

The USBank FlexPerks Travel Rewards VISA has a chip and PIN. I haven't tried to use it yet. This card also has an RFID tag so I keep it wrapped in aluminum foil for security.

While the US Bank card is free first year, there is a $49 annual fee. I cannot see if this is a true chip and pin or chip and signature. They physically look the same, but don't work the same [cannot be used in unattended situations]. I also believe it is not "foreign transaction fee" free.

I used the US Bank FlexPerks Travel Rewards chip/PIN card in France a year ago. It worked well, defaulting to chip/signature most of the time. In situations where there was no attendant, it worked with a PIN, or with neither PIN nor signature. The only two places it didn't work were in some autoroute toll machines and in fuel pumps.

There is an annual fee that can be paid with reward points, and I agree about shielding the RFID. I keep mine in a small holder designed for that purpose.

There is a foreign transaction fee. Because of that, we only use this card when our Capital One card is not accepted. We found that it was possible to pay most large expenses with the C1 card, but it was nice to have the USBank Visa for those times we needed to use ticket machines or when a shop or small business required a card with a chip.