Beware if you are injured on a Grand Circle Trip and have Trip Mate Insurance. In the fall of 2009, my roommate broke her leg on the Scandinavian Capitols Trip. Holland America cruise line was fantastic and supplied all medical care while absorbing all of that cost during the cruise. We alerted Grand Circle, Trip Mate and On Call prior to disembarking in Amsterdam which entailed costs and hours of emailing since there are no collect calls from the ship. Let me note that there was no GCT representative on the cruise for 122 GC travelers. All companies ignored the ship’s physician’s orders for special transportation to the hotel, wheel chair, crutches and a physician to administer medication prior to flight home. The GC agent in Amsterdam was never told to expect an injured traveler and in fact, there was only one representative for 122 people for the land tour in Amsterdam. I had to spend 2 days plus $70 cab fare to arrange all the medical attention as prescribed by the ship’s doctor for my roommate. On Call did arrange special transportation to airport and an upgrade to business class for one flight back to United States.

If you are injured with Grand Circle, be prepared to handle all medical necessities and communication yourself including pushing a wheel chair. Even though GC advertises travel for mature adults- this is overwhelming in a foreign country. You must be very efficient at email with On Call. None of the agencies followed up with the traveler until we sent a certified letter later. The responses and financial reimbursement were far from satisfactory. Perhaps their performances would have been better if she had died!